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Analyst/Associate, Collateral Analyst - Structuring and Analytics

Merrill Lynch

Merrill Lynch

IT, Data Science
New York, NY, USA · United States · Remote
Posted on Aug 20, 2025

Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.

Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates’ physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.

Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.

At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Job Description:
This job is responsible for performing financial and statistical analyses, conducting research, and participating in specific client and deal teams. Key responsibilities include developing client presentations and structuring and execution activities. Job expectations may include rotating through any of the multiple client management, credit management, and capital raising product areas across Global Corporate and Investment Banking in a sales function.

The Structuring and Analytics group works with the structured products trading and investment banking teams, focused on collateral analysis, structuring and project oriented requests. The candidate would handle collateral and structuring related requests for the residential mortgage business.

Responsibilities:

  • Conducts financial analyses and prepares support documentation for client presentations
  • Researches products and services in the market to gain insight into marketing and sales trends
  • Supports the trading strategy to build effective client relationships and provide customized products and services to clients
  • Participates in due diligence sessions, while communicating and interacting with deal team members
  • Evaluate loan tapes: analyze data fields for reasonableness, make intelligent and accurate assumptions about missing information
  • Work as intermediary between banking and trading on various valuation projects
  • Present results of analyses clearly to internal and external parties
  • Streamline and automate processes for repeat and periodic projects
  • Use proprietary credit and prepayment models to value loans across multiple scenarios
  • Work with the desk to evaluate results and examine options for best execution
  • Modeling and structuring new issue transactions and indicative structures for trading desk and third-party clients
  • Work with rating agencies to optimize structures and understand their rating criteria

Skills:

  • Business Development
  • Causation Analysis
  • Client Management
  • Critical Thinking
  • Financial Analysis
  • Attention to Detail
  • Customer and Client Focus
  • Regulatory Compliance
  • Research Analysis
  • Risk Analytics
  • Strong quantitative and analytical thinker
  • Proficient in Excel and VBA. Experience using CAS (Collateral Analysis System) is a plus
  • Strong communication and interpersonal skills
  • Highly detail oriented, ambitious, team player
  • Well organized with the ability to work independently, learn quickly, handle multiple priorities and firm deadlines

Minimum Education Requirement: Bachelor’s degree in related field or equivalent work experience

Shift:

1st shift (United States of America)

Hours Per Week:

40